Privacy Policy - InRemit

Privacy Policy

Remitverse Technologies Private Limited (InRemit)
Effective Date: July 1, 2026
Last Updated: July 1, 2026

1. Introduction

Remitverse Technologies Private Limited ("InRemit", "Company", "we", "our", or "us") respects the privacy of its customers, retail partners, merchants, business associates, and website visitors. This Privacy Policy explains how we collect, use, store, process, disclose, and protect personal information when you use our products, platforms, websites, and services.

2. Applicability

  • Customers using InRemit services
  • Retail Partners and Merchants
  • Business Partners and Distributors
  • Website and Mobile Application Users
  • Service Providers and Vendors

3. Information We Collect

Personal Information

  • Full Name
  • Mobile Number
  • Email Address
  • Date of Birth
  • Address Details
  • PAN and KYC Information
  • Business Registration Documents

Financial Information

  • Bank Account Details
  • UPI Information
  • Transaction History
  • Settlement Records

Technical Information

  • IP Address
  • Device Information
  • Browser Type
  • Cookies and Usage Analytics

4. Purpose of Collection

  • Account creation and verification
  • KYC and AML compliance
  • Transaction processing
  • Customer support
  • Fraud prevention
  • Business analytics and service improvements
  • Regulatory reporting requirements

5. Legal Basis for Processing

Information may be processed based on user consent, contractual necessity, compliance with legal obligations, legitimate business interests, and fraud prevention requirements.

6. Sharing of Information

Information may be shared with:

  • Banks and financial institutions
  • Payment service providers
  • Government and regulatory authorities
  • Business partners and technology vendors
  • Professional advisors and auditors

InRemit does not sell personal information to third parties.

7. Cookies Policy

Our website may use cookies and similar technologies to improve user experience, analyze traffic patterns, maintain security, and remember user preferences. Users may disable cookies through their browser settings.

8. Data Security

The Company implements reasonable administrative, physical, and technical safeguards including encryption, access controls, secure infrastructure, employee confidentiality obligations, and periodic security assessments.

9. Data Retention

Personal information shall be retained only for as long as necessary to provide services, comply with Applicable Laws, prevent fraud, resolve disputes, and meet regulatory requirements.

10. User Rights

  • Access personal information
  • Request corrections
  • Withdraw consent where applicable
  • Raise privacy-related grievances
  • Request account closure subject to legal obligations

11. Third-Party Links

The Company's websites or applications may contain links to third-party services. InRemit shall not be responsible for the privacy practices or content of such external platforms.

12. Children's Privacy

The Services are not intended for individuals below eighteen (18) years of age, and the Company does not knowingly collect information from minors.

13. Cross-Border Data Transfers

Where necessary, information may be processed or stored by authorized service providers outside India, subject to appropriate legal, contractual, and security safeguards.

14. Fraud Prevention and Monitoring

The Company may collect, analyze, and share information for fraud detection, AML compliance, transaction monitoring, risk management, and regulatory reporting purposes as permitted under Applicable Laws.

15. Policy Amendments

The Company reserves the right to modify this Privacy Policy from time to time. Material changes may be communicated through the Website, Platform, email, or other appropriate channels.

16. Grievance Officer

Name: Krishna Biiswaas
Designation: Grievance Officer
Email: support@inremit.in

17. Contact Information

Remitverse Technologies Private Limited
C-301, 3rd Floor, Z.B. Enclave,
Lalbagh, Lucknow – 226001, Uttar Pradesh, India

Email: support@inremit.in
Website: www.inremit.in

18. Consent

By accessing or using the Company's Website, Platform, mobile applications, or services, you consent to the collection, use, processing, storage, and disclosure of information in accordance with this Privacy Policy and Applicable Laws.

© 2026 Remitverse Technologies Private Limited. All Rights Reserved.

© Remitverse Technologies Private Limited

InRemit is not a bank. We are a technology-driven platform that facilitates access to digital financial services, including banking, insurance, and lending solutions, through our network of authorized retailers across India. All services offered on the InRemit platform are provided in partnership with RBI-licensed banks for banking and payment-related services, third-party API providers for technology enablement and integrations, IRDAI-licensed insurers for insurance offerings, and registered NBFCs (Non-Banking Financial Companies) for loan and credit services.

InRemit acts as a distribution and facilitation platform, enabling customers to conveniently access financial services through our authorized retail partners. All financial products and services are delivered on behalf of these licensed entities, ensuring compliance with regulatory standards. Funds deposited in bank accounts through our platform are insured as per the limits defined under the Reserve Bank of India’s deposit insurance scheme.

Corporate Identity Number (CIN): U62011UP2025PTC227005

Never share your password, card number, expiry date, CVV, PIN, OTP, or any other confidential information with anyone—even if the person claims to be from In Remit. We will never ask for such sensitive details.

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